Simple Financing


Finance Your Woodtex Shed & Garage

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Financing by Synchrony Bank

You don't have to let a small budget keep you from getting what you really want or need. That's why Woodtex offers Promotional Financing Options1 when your purchase is made with a Home Design Credit Card issued by Synchrony Bank.

Synchrony Bank is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options1
  • Convenient monthly payment options Online account management
     

Applying online is quick, secure and private. To apply for a Home Design Credit Card, simply complete our online credit application.

Apply Online    Manage Account

Financing by Synchrony Bank


1 Subject to credit approval. Minimum monthly payments required. See store for details.
2 Based on purchase volume and receivables.

For All Promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


We Have 4 Options Available

If your application is approved, or, if you are an existing cardholder,
the below promotional financing options may be available.

Plan 403

No Monthly Interest if Paid in Full Within 12 Months (Deferred Interest)3

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.
3No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

Plan 402

Reduced 5.99% APR and fixed monthly payments equal to 4.00% of promo purchase amount - Until Paid in Full4

Estimated payoff period 27 months. See below for additional information.
4Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 4.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.  

Plan 401

Reduced 7.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount - Until Paid in Full5

Estimated payoff period 38 months. See below for additional information.
5Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases

Plan 400

Reduced 9.99% APR and fixed monthly payments equal to 1.75% of promo purchase amount - Until Paid in Full6

Estimated payoff period 78 months. See below for additional information.
6Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.75% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.